This 25 year old woman's injury demonstrates why underinsured motorist coverage (UIM) is so important. After collecting $25,000 from the negligent driver who caused her injury, she was able to collect an additional $75,000 from her OWN insurance.
auto insurance
Uninsured and Underinsured Motorist Coverage - What You Should Know
Uninsured Motorist Coverage (UM) applies when a driver causing an accident does not have liability insurance, despite state law requiring all drivers to have this, or runs away following an accident and cannot be found.