LD was stopped in rush hour traffic on the Eisenhower Expressway in Chicago when his car was struck by a construction truck traveling less than 5 mph. At first denying injury until knee pain brought him to the emergency room. Litigation followed with a central question being whether LD would actually undergo knee replacement. With medical bills mounting, lost wage claim growing, and the case set for trial early the next year, the insurance company for the construction truck agreed to settle this case for $950,000.